Steps To Take During A McKinney, TX
Roofing Disaster Or Emergency
Keep Your Family Secure With
Expert Roof Replacement
If you experience an emergency involving the roof of your McKinney, TX home, you may wonder what steps to take to keep your family safe and mitigate additional problems with the property. For instance, it is important to contact a McKinney, TX roof replacement contractor who can make necessary repairs.
The roof is one of the most important features of your home because it is all that stands between you and the elements. Failure to take immediate measures can result in moisture getting inside the house and causing significant property damage. Water can destroy flooring and furniture or stain drywall and finishings.
It can also result in mold growth. Mold can be a big problem because it causes health issues and can be difficult to eliminate.
Along with contacting a proven roof replacement service in your area for repairs, here are some steps you should take in the event of an emergency.
1. Assess The Damage To Your McKinney, TX Roof
The first step in addressing a potential roofing issue is to assess whether you’re facing a significant problem. For example, a fallen tree might scrape your roof without causing substantial damage. It’s important to gauge the extent and location of any damage from a safe vantage point.
Given that climbing onto the roof can be extremely dangerous, we strongly recommend against attempting to inspect the damage yourself. Instead, view the roof from the ground or a securely positioned ladder, without climbing onto the roof itself. Look for visible signs of damage, such as missing shingles, bent or misshapen flashings, or any visible holes. Always ensure someone is with you to stabilize the ladder for added safety.
Gathering this preliminary information is valuable, but for a thorough and safe inspection, it’s crucial to contact a professional roofing contractor. A professional can safely perform a complete roof inspection, accurately assess the damage, and recommend the appropriate course of action. Their expertise ensures a more efficient and effective response to your roofing needs.
2. Document The Damage For Your
Collin County Insurance Company
If you can do so safely, take photographs of the damage while on the ladder next to the roof. You will later submit these photos with your insurance claim form to document the damage to the roof and prove the scope of damage. Reputable insurers normally do not balk at paying on a claim, but proof of the damage cannot hurt.
It will also act as evidence if the insurer refuses to pay and the case ends up in court. Such situations are rare, but it never hurts to protect yourself with photographic proof.
For best—and safest—results, wait until any storm is over before climbing the ladder to look at the roof. Take photos during daylight when the sun is not behind clouds. And take shots from various zoom distances to capture the best view of the damage. Consider taking photos from the ground, and have a roof contractor take photos for you.
3. Prevent More Damage to the McKinney, TX Home
In most insurance policies, there is a clause that requires you to ‘mitigate additional damage’ to the home after an initial emergency arises. This means that you have to take steps to keep rain, snow, hail, or other types of precipitation from entering the premises and causing more problems.
Failure to do so may result in the insurer invalidating your coverage for these portions of the damage. For instance, if a tree branch falls and penetrates the roof, you must protect the interior of the house from rain by placing buckets under the leak to catch water and covering flooring and furnishings with plastic sheeting. If it’s safe to access the roof from the outside (e.g., using a ladder), you can cover the hole with a tarp.
However, climbing onto a roof is not recommended if you’re not experienced
or if it’s unsafe due to the extent of damage. Remember, your safety is paramount. Professional roofers are equipped to handle such situations safely and effectively.
If you do not act promptly, another weather event might occur days later and cause additional damage that you could have prevented. The insurer will likely refuse to cover those additional, preventable losses and leave you to pay for repairs out of your own pocket.
Call Phillips Home Improvements In McKinney, TX
For Emergency Roof Replacement Or Repair
If you have a roofing emergency in Collin County, contact Phillips Home Improvements in McKinney, TX. Our roof replacement and repair services are exceptional. We are known throughout the region for our friendly, helpful service, exceptional handiwork, and affordable rates. Call us at 972-867-9792 for a free roof inspection.